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KEPT FROM YOU: use your debit card only for cash withdrawal. Your credit card for everything else. Most people think credit cards imply living beyond one's means. The reality is that as long as you pay in full, there's no interest. But there's more. When a debit card is hacked by a skimmer, you lose all the cash. If you lose your balance on credit cards due to fraud, you can recover by filing a claim. That's not all. Credit cards provide perks like access to exclusive events, airport lounges and
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