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If I could tell my 20-year-old self one thing, it would be this: Learn how to control your money early. When you borrow from a bank, you’re paying them first. When you borrow from your own policy, you’re paying yourself. That shift changes everything — your cash flow, your options, and how fast you can move financially. Start young. Build cash value. Give yourself more control later in life. Your future self won’t care about the hustle. They’ll care that you built a system that works. Save this.
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