1 way you can pay less in taxes. Traditional IRAs (only available in the USA) allow you to contribute pre-tax dollars to a retirement account where investments grow tax-deferred until withdrawal during retirement. Contributions are deductible from your current taxable income. #personalfinance #moneytok #financetips #moneytips #financialfreedom

Making $230,000/year with a bachelor's and 2.8 GPA? This video is actually referencing myself. I got a bachelor's degree in Electronics & Computer Engineering (not computer science) with a 2.8 GPA. About 5 years after graduating, I was making over $200,000 per year as a software engineer. Is it a hard job? Yes. Was it worth it, HELL YES. Do you need to go to college for it? Not necessarily. As long as you have the skills, a solid portfolio and network, you can still get a job. Getting a computer