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  1. HARP targets borrowers with high loan-to-value (LTV) ratios and who have limited delinquencies over the 12 months before refinancing. Changes possible through HARP include lower interest …

  2. If your loan is owned by Freddie Mac, there are two options to help you if you are making timely mortgage payments, but have been unable to refinance because you have little or no equity in …

  3. What Is HARP and Is It Right for You? - Ramsey

    Dec 12, 2024 · Learn everything you need to know about how you can take advantage of the Home Affordable Refinance Program (HARP) to refinance your underwater mortgage.

  4. Home Affordable Refinance Program (HARP) Overview

    Jan 26, 2024 · The Home Affordable Refinance Program (HARP) was a program offered by the Federal Housing Finance Agency to homeowners who own homes that are worth less than the …

  5. Home Affordable Refinance Program - Wikipedia

    The Home Affordable Refinance Program (HARP) was created by the Federal Housing Finance Agency in March 2009 to allow those with a loan-to-value ratio exceeding 80% to refinance …

  6. What is HARP and do I qualify for a HARP loan? - HSH.com

    Nov 30, 2018 · The HARP loan helps underwater homeowners refinance their mortgages. With all the changes to the program, read this article to learn if you qualify for HARP.

  7. What Happened to the Home Affordable Refinance Program?

    The Home Affordable Refinance Program (HARP) is gone. Discover its history and the current high LTV refinance programs that replaced it.

  8. HARP Mortgage Refinance Program: Qualify Today for a HARP

    By adding private mortgage insurance, most homeowners found the value of refinancing null and void. This is where the Home Affordable Refinancing Act (HARP) comes in. We will go over …

  9. Home Affordable Refinance Program (HARP) - FHFA

    Aug 31, 2011 · HARP provides borrowers, who may not otherwise qualify for refinancing because of declining home values or reduced access to mortgage insurance, the ability to refinance …

  10. HARP Program: What Is It & What Are Alternatives? | LendingTree

    Sep 25, 2024 · Overseen by the Federal Housing Finance Agency (FHFA), the program provided relief to homeowners who owed more on their mortgage loans than their homes were worth by …