Elizabeth Guevara is a personal finance reporter who explains the world of business and economics and how it impacts your finances. She joined Investopedia in 2024. Lock Stock / Getty Images A federal ...

If you're enrolled in a student loan repayment plan based on your income, you must recertify your financial information each year. Many, or all, of the products featured on this page are from our ...

Switching your student loan repayment plan to one of the four income-driven plans offered by the federal government can do wonders for your finances. These programs typically lengthen the amount of ...

The U.S. Education Department offers several income-driven repayment (IDR) plans that reduce your student loan payments to a manageable monthly sum. If you repay your federal loans through an IDR plan ...

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