Fixed-income investors need predictable income, and one of the classic ways to receive continual cash flow from investments is to set up a bond ladder. Just like a step ladder has ever-higher rungs, ...

A bond ladder is an investment strategy that involves purchasing multiple bonds that mature at different times. The ladder analogy is an apt visual tool to describe how bond ladders work: Each rung of ...

A CD ladder is a simple way to earn more on your cash without locking it all up. Here's why it makes sense for 2026.

Bond ladders work well when rates are rising, giving wealthy investors sequential opportunities to exchange maturing low-rate debt instruments for higher-yielding paper. Rates are low now, but they ...

EDITOR'S NOTE: This article was originally published in the July 2012 issue of Kiplinger's Retirement Report. To subscribe, click here. The bond ladder, a classic strategy for income-focused retirees, ...