Do you need to get your first credit card? Should you? Honestly: How do you even apply for a credit card for the first time? If you haven’t used a credit card during college, post-graduation can be a ...

A friend recently sought my advice about choosing a first credit card for an adult child, and I’m going to share my tips here because they are not only for people beginning their credit journey.

There are four broad types of credit cards to choose from depending on your goals: credit-building cards, balance transfer cards, low-interest cards and rewards cards. To find the right credit card, ...