Want to buy a home or refinance your current one? Here are the mortgage interest rates you should know right now.

The rate on a 30-year fixed refinance dropped to 6.02% today, according to the Mortgage Research Center. Rates averaged 5.27% ...

The rate on a 30-year fixed refinance climbed to 6.07% today, according to the Mortgage Research Center. Rates averaged 5.29% ...

The interest rate gap is calculated as interest rate-sensitive assets less interest rate-sensitive liabilities. You can use this formula to calculate it.

Explore current mortgage rates and what they mean for homebuyers ...

The interest rate environment is changing once again. After the Federal Reserve kept its federal funds rate on pause for all of 2025, the central bank is poised to issue its first rate cut of the year ...

Learn the differences between nominal and real interest rates, their effects on loans and investments, and how they influence economic trends and purchasing power.

Don't let flashy low rates fool you. To find a loan's true cost, calculate the Effective Interest Rate (APR), which includes compounding frequency and hidden fees. This ensures a fair comparison.

Before you borrow, it helps to understand the biggest factors that determine what rate you’ll pay. Here are key things you ...

You’re more likely to find rates below 5.00% when you have a higher credit score ...