A hard inquiry occurs when lenders request your full credit report, affecting your credit score. Understand how these inquiries impact your financial profile.

Buy now, pay later (BNPL) payment options are increasingly popular, particularly among young consumers. A recent survey from J.D. Power shows that 42% of millennials and Gen Z actively use BNPL loans ...

Block announced it’s selling its Cash App Score to third-party lenders. It could be one of the more interesting ...

Learn how FICO Auto Scores impact your car loan rates and approval, and get tips for boosting your score to secure favorable ...

Your credit score can play a surprisingly big role in your financial life. From renting an apartment to getting a cellphone plan, your credit score can open doors or close them. Your credit score ...

VantageScore was designed to improve mortgage default prediction and prevent the next financial crisis.

It’s summer in America and house hunting season is in full bloom. Mortgage rates are high, as are home prices. And the longer-term economic outlook remains uncertain. Even with these challenges, the ...

CEO William Lansing has burnished the credit score’s dominance and pushed through price hikes, making a bundle for long-term shareholders and himself an almost-billionaire. In January 2012, the ...

The FICO Score Credit Insights report — a new analysis offering a detailed look at how consumer credit behaviors are evolving across the United States — contained some notable trends about auto ...

Fair Isaac Corporation (NYSE:FICO) is one of the best growth stocks to buy for the next 20 years. On February 17, Bank of ...

Most personal loan lenders prefer applicants with good to excellent credit scores, which means a FICO Score of at least 670.