A person's credit report tells a story about their childhood. New research, released last month by Harvard's Opportunity Insights, shows that a strong predictor of an adult's bill-paying habits—the ...

In the landscape of personal finance, few numbers hold as much power over your life as your credit score. This seemingly simple three-digit number is essentially a financial report card, a statistical ...

People who grew up in New England tend to have higher credit scores than those who grew up in several other U.S. regions, according to a study by The Opportunity Atlas. The study, based on anonymized ...