Keep organized records, check insurer reviews and update your policy after major life changes to maintain proper protection without paying for unused coverage.

Discover what your auto insurance covers, including liability, collision, comprehensive, and more. Learn how to tailor your ...

Forbes contributors publish independent expert analyses and insights. I write about investing, insurance, and financial intermediaries. Dec 18, 2023, 06:43am EST This article is more than 2 years old.

Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...